Get early access to your money

Turn Wednesday into Fri-YAY.

Sometimes, when payday is just around the corner, that corner feels very, very far away. Whether it’s getting a jump on weekend errands, prepping for this weekend’s birthday party, or grabbing some groceries, getting access to your money as soon as it’s available is always helpful. And, in the case of surprises like car repairs or bills, an early payday can often bring peace of mind.

Did you know that some accounts, like the Walmart MoneyCard, can actually get you your money up to two days early¹ with early direct deposit- giving you access to your money when you need it most.

With a Walmart MoneyCard account and early direct deposit, you can get access to your pay up to two days early, and up to four days early for government benefits1, which include:

Social Security benefits
SSI (Supplemental Security Income)
Pension payments
Railroad Retirement Benefits (RRB)
Defense Finance and Accounting Service (DFAS) payments
State unemployment benefits
Government Disability Benefits (SSDI or Workers' Compensation)
Veterans' benefits

Additionally, you can earn 3% cash back on Walmart.com purchases up to $75 each year², opt in for overdraft protection up to $200³ with eligible direct deposit, no monthly fees with qualifying direct deposit,⁴ and so much more. You’ll receive a debit card that can be used anywhere Visa^® or Mastercard^® are accepted, and with the Walmart MoneyCard mobile app, you can manage your account from anywhere—getting notified as soon as your pay hits your account.

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

The Walmart MoneyCard Mastercard Card is issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Walmart MoneyCard Visa Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

¹Early availability of direct deposit depends on timing of payor's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what's on your Walmart MoneyCard account exactly. We will not be able to deposit your payment if we are unable to match recipients.

²Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See Deposit Account Agreement for details.

³Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.

⁴Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

The "Spark" design ( * ), Walmart and Save money. Live better are marks and/or registered marks of Walmart, Inc.