Get paid up to 2 days before payday with early direct deposit

Get your benefits up to 4 days before benefits day.¹ Plus, unlock other exclusive perks with Early direct deposit!

Open an account

Unlock exclusive perks with direct deposit

Early payday

Get your pay up to 2 days before payday & up to 4 days before benefits day.¹

Overdraft protection

Unlock overdraft protection up to $200 with opt-in & eligible direct deposit.²

No monthly fee

Your monthly fee will be waived with qualifying direct deposit of $500+ in previous monthly period. Otherwise, $5.94 a month.³

It’s fast & easy to set up

Log in or text DD to 41816⁴ to get your direct deposit account number & bank routing number.

Provide this information
to your employer
or benefits office.

Download a form now

Make sure the name on file with your employer or benefits provider matches the name on your account.

TIP: Ask your payroll how long it’ll take them to set up your direct deposit. If it takes longer than expected to receive your first direct deposit on your card, check back with your payroll or benefits office. Walmart MoneyCard does not have any information about your enrollment status. Early direct deposit depends on deposit verification.

Activation requires online access & identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

See Account Agreement for fees, terms and conditions.

¹Direct Deposit: Early availability of direct deposit depends on timing of payroll's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what's on your Walmart MoneyCard account exactly. We will not be able to deposit your payment if we are unable to match recipients.

²Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection (PDF).

³No monthly fee with qualifying direct deposit, otherwise $5.94 a month. Waived when $500+ is loaded in the previous monthly period. First monthly fee occurs upon first use, the day after card activation or 90 days after card purchase, whichever is earlier.

⁴Carrier message and data rates may apply.

Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

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The "Spark" design ( * ), Walmart and Save money. Live better are marks and/or registered marks of Walmart, Inc.