Manage money better. Save more.

Avoid unnecessary fees & enjoy all the great money saving features Walmart MoneyCard has to offer.

Open an account

Smart money management for Walmart shoppers

Overdraft protection up to $200

We’ll automatically help cover purchase transactions that exceed your available balance.¹

Earn 2% APY on savings

Save cash for safe keeping, emergencies, or future purchases with your Walmart MoneyCard savings account & earn 2% interest rate on your savings.²

No monthly fee

Waive your monthly fee with eligible direct deposit. Otherwise, $5.94 a month.³

Overdraft protection up to $200

We’ll automatically help cover purchase transactions that exceed your available balance.¹

Earn 2% APY on savings

Save cash for safe keeping, emergencies, or future purchases with your Walmart MoneyCard savings account & earn 2% interest rate on your savings.²

No monthly fee

Waive your monthly fee with eligible direct deposit. Otherwise, $5.94 a month.³

No hidden fees

Features

Simple fees

Card purchase

$1.00

Monthly fee

$5.94

Direct deposit

Cash deposit

$3 with card at Walmart registers
Free using the app at Walmart
Other locations up to $5.95

Online bill pay

Transfer money from a linked bank account

Cash a check with the app

In-network ATM withdrawal

$2.50

Walmart withdrawal

In-network ATM balance inquiry

$0.50

Teller cash withdrawal

$2.50

Replacement card (for lost, stolen damaged card)

$3.00

Expedited delivery of replacement debit or secured credit card

$15.00

Foreign transaction fee

3% of the U.S. dollar amount of each transaction

Paper check fee

$5.95

Overdraft fee

$15 for each transaction that is greater than $5 and overdraws your primary deposit account by more than $10 unless you use the optional Overdraft Protection Service.

¹Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Login to your account and refer to your Account Agreement to check feature availability.

²Interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum average daily balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of 5/15/23.

³Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

The "Spark" design ( * ), Walmart and Save money. Live better are marks and/or registered marks of Walmart, Inc.