3 ways to de-stress your holiday budget

Set yourself up for success and make the season bright

It’s that most wonderful time of year again when the holiday lists get longer and longer. Between preparing for your favorite meals with loved ones and shopping for the season’s hottest gifts, there’s lots to do and lots to budget for. Saving money and time are hard to keep at the top of your list, but we’re here to help.

Here are three ways the Walmart MoneyCard can help maximize your holiday savings and minimize spending:

Create a holiday savings account in minutes. There’s no need to go to the bank. You can access your money right in the Walmart MoneyCard app and spend it with ease anywhere Visa® or MasterCard® are accepted. And it doesn’t matter whether you’ve been naughty or nice this year, a Walmart MoneyCard account always earns you 2% APY on savings.¹
Get paid early. The holiday whirlwind might make it easier to lose track of the days, but now you’ll never lose sight of payday. With early direct deposit, your pay is deposited directly to your Walmart MoneyCard, and you’ll enjoy early access to your money— up to two days early for payroll, and up to four days early for government benefits.²
Earn cash back at Walmart and Walmart.com. Why not earn cash back while you’re already shopping for everything you need? It pays to use your Walmart MoneyCard at Walmart, literally — you earn 3% cash back when you use it at Walmart.com, 2% at Walmart fuel stations, and 1% cash back when you use it in-store at Walmart.³

Take the stress out of your holiday season by opening a new Walmart MoneyCard account today and download the free Walmart MoneyCard mobile app to help manage your money on the go. Then get back to what really matters — enjoying the season with those who mean the most to you.

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

The Walmart MoneyCard Mastercard Card is issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Walmart MoneyCard Visa Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

¹Interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum average daily balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of September 2024. Fees on your primary account may reduce earnings on your savings account.

²Early availability of direct deposit depends on timing of payor's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what's on your Walmart MoneyCard account exactly. We will not be able to deposit your payment if we are unable to match recipients.

³Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See Deposit Account Agreement for details.

Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

The "Spark" design ( * ), Walmart and Save money. Live better are marks and/or registered marks of Walmart, Inc.